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Online Baccarat – Play Baccarat Online

Online baccarat is a casino card game where you bet on whether the player or banker will have better hand or if there will be a tie. Baccarat online has made this once exclusively “high rollers only” game, accessible to the masses. Sign up to play baccarat online at the best online casinos in USA and enjoy access to a wide range of games including classics like Punto Banco, Chemin de Fer and even live baccarat online. You can enjoy both real money baccarat games and free play when you sign up to any of the casinos below.

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Baccarat Online Real Money – What is Online Baccarat?

Online baccarat is just like the classic baccarat game. The aim is to bet on who will have a better hand between the player and the banker or if it will be a tie. There are three main bets in baccarat- player , banker and tie.

The winning hand is a natural 9 or a Natural 8. The Banker and player each get two cards face up, if both player and banker have hands that exceed 9 third cards are dealt. Hand valuation in online baccarat is different from other card-based gambling games.Cards from ace to nine are face value with ace being one point.Tens and the picture cards are valued at 0 points.

In order to arrive at the hand value, the values of the cards are added up and the tens digit is discarded. So if the cards in your hand add up to 17 then your hand value is 7.

Online Baccarat Live Dealer

Live baccarat is the closest you will feel like James Bond at the high stakes tables. Players get to virtually sit at baccarat tables and see a live dealer handing out cards. To enjoy a live baccarat online free play, it is important to have a secure internet connection. The last thing you want is to miss out on some action and potential real money wins.

Live dealer gambling especially with games like baccarat makes players feel more secure about the fairness of the game. However, it must be said that all the baccarat casinos listed here make use of Random Number Generator (RNG) software. What RNG does is completely randomize the simulator’s results in real money or practice games.

Online Baccarat Free – Baccarat Simulation

An online baccarat free simulator games for practice are the best way to play better and improve your chances of winning Use our easy tips to better how you play. That way you will win more than you lose.

  • Learn how to play the game – playing online baccarat for fun helps you get familiar with this high-stake game and understand the rules and know all the different bets of whichever baccarat game you play.
  • Play baccarat for free and use bonuses to play as way of practicing.
  • Playing for fun is good practice because you get to know the odds of different bets
  • When you use online baccarat simulators for practice you can familiarise yourself with betting strategies unique to the version you play.

Online Baccarat Strategy

There is a strategy for baccarat, despite that online baccarat is most a game of chance. Baccarat is an online casino game based only on luck in which no skill is required except for choosing the right bet. And that is where the strategy comes in.

  • You must first know the payouts and the average return for each of the bets.
  • If you bet on the Banker’s hand and win you will be paid even money less a 5% house commission. In effect your payout is 1 to 0.95. The average return for this bet with 8 decks is 98.94%.
  • If you bet on the Player’s hand and win you will be paid even money. The average return for this bet with 8 decks is 98.77%. The Tie Bet usually pays 8 to 1 and offers an average return of 85%.
  • The online baccarat strategy for enhancing your win potential is simple. Bet on the Banker’s hand deal after deal after deal.
  • Do not even look at the Tie Bet unless you have money to burn or you feel the luck of the Irish on your side.
  • As the number of decks in the shoe decreases, the average return for the Banker Bet increases marginally.

Baccarat Game Variations

In simple terms the game of baccarat consists of two main components- the banker and the player. These two get a pair of cards, which must be the value of 8 or 9 to be the best hand. The gamble now is on who has the better hand.

Who the banker is and who the player is depends on what version of baccarat game online you play? So, what is the best online baccarat? Let us look at all three main variations of this casino card game- Punto Banco, Chemin de Fer and Baccarat Banque.

The most popular version is Punto Banco. Chemin de Fer and Baccarat Banque are French variants of the game. There are other more recent modern versions such as Super 6, Punto 200, EZ Baccarat and Mini Baccarat.

Punto Banco

This baccarat variant is our very own American version of the French classic. Punto Banco is the most commonly played version in the USA.

  • There are three main bets.
  • All cards are dealt face down.
  • Once bets are placed in a Punto Banco game they cannot be changed again. Therefore, you must be sure of how you want to bet.

Chemin de Fer

This classic version of Baccarat is more of a high roller’s game. Chemin De Fer shares quite a few similarities with poker because it’s a competition amongst players.

  • Standard 5% commission for the house.
  • No banker.
  • Players compete/ play against each other.

How to Play Baccarat Online

Bets come first. After the bets are placed two cards are dealt to the Player hand and two cards to the Banker hand. These are dealt one at a time. If there’s a need, then a third card is dealt too.

In the event that both hands have the same hand value then the outcome is a tie. We have a more detailed how to play baccarat page, but you can see the listed brief how to guide below

  • First, when you play baccarat online, the bets are placed first
  • Second the banker/ dealer gets one card face up and so does the player
  • A second round of cards is dealt and both the player and dealer have a pair of cards each.
  • The winning hand is a natural 9 or a Natural 8. If a player’s cards are less than the value of 5, they are dealt another card.
  • The hand that has a value of 8 or 9 wins. If neither is an 8 or 9 the highest value hand wins
  • If both the player’s hand and the dealer’s hand exceed the value of 9, then a third card is dealt.
  • Your payout depends on what you bet on- a banker win, a player wins or tie.

Baccarat Online Real Money USA Betting Guide

There are some additional side bets for the different types of baccarat. However most online baccarat gambling sites will stick to the three standard bets of the main Punto Banco version.

Player Bet

You back the Player hand to win the automatically played out game. If the Player hand wins, you get paid, but if the Banker hand wins then you lose the bet.

Banker Bet

You bet the Banker hand to win the automatically played out game. If the Banker hand wins, you get paid, but if the Player hand wins then you lose the bet. The payout for the Banker bet which is in essence the best bet in online baccarat, is effectively less than even money because of the house commission.

Tie Bet

This tie bet wins only if both the Player hand and the Banker hand are of the same value. The Tie Bet seems to be attractive to new players because of its 8 to 1 payout, but is more likely to be a sucker bet if you are not using the right strategy.

 

Baccarat Online FAQs


What is online baccarat?

Online baccarat is a simple casino card game where players bet on either their own hand or the banker’s hand. Unlike other card games the game is not amongst players it’s a face-off between you and the banker.

Can you win money playing baccarat?

You can win money playing baccarat online at the top US casinos we recommend. You just need to know the baccarat rules, bets and strategies.

Is Baccarat all luck?

Baccarat is not all luck, yes it’s a game of chance, but there is strategy involved. To beat baccarat you have to be strategic in how you bet because each bet has varying odds or straight up use card counting.

What is a natural in Baccarat?

A natural is the highest hand value possible obtained from the first two cards without additional cards totalling 8 or 9.

What is the best bet in baccarat?

Banker Win Payout is 0.95/1 – 5% commission goes to the banker.
Player Win Payout is 1/1 – Matches your starting bet.

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